Whatever your financial condition in the past year, surely you still want a much better condition this year. A financial resolution will help to be easier and more efficient in managing finances so that financial conditions will be much better than in previous years.
Debt is a burden in finance, especially if this debt is only consumptive and does not produce anything. Begin to make financial repairs by paying off all debts, so that finance becomes better going forward. If the debt is large enough, then do the repayments in stages, so that the number of debt repayments will not burden the financial burden too much. Start with debt that has the highest amount of interest and costs, because these two components also burden your finances every month.
Don’t forget to put some investment funds in finance, even if possible you have to add value. Try to start making a number of new investments this year, so that finance has improved from previous years. Choose investment instruments that are considered appropriate and profitable, including by considering the risks contained therein.